Budgeting
The 50/30/20 rule UK — the simplest way to budget your money
One of the most popular budgeting methods divides your income into three simple categories.
Plain-English articles on UK personal finance — no jargon, no advice.
Get your spending under control.
Budgeting
One of the most popular budgeting methods divides your income into three simple categories.
Budgeting
A practical, step-by-step guide to making your monthly salary go further.
Budgeting
Supermarket bills have risen sharply. Practical tips to spend less without sacrificing quality.
Budgeting
Bring together budgeting, saving, debt and investing into one coherent strategy.
Make your money work harder.
Savings
One of the most important financial safety nets you can have. Here's how to build one.
Savings
ISAs are one of the most tax-efficient ways to save in the UK.
Savings
From easy-access to fixed-rate bonds, here's what each type of account means.
Savings
Premium Bonds offer tax-free prizes instead of interest — but are they worth it?
Understand your current account options.
Banking
Not all current accounts are equal. Here's what to look for.
Banking
Switching your bank account is easier than most people think.
Banking
Apps like Monzo and Starling have changed how we bank.
Banking
How Open Banking lets you securely share your financial data between providers.
Banking
Arranged and unarranged overdrafts, interest charges, and using them sensibly.
Banking
Avoid overpaying when transferring money internationally.
Plan for your future.
Pensions
If you're employed in the UK, you're almost certainly in a workplace pension.
Pensions
How much is the State Pension and how does National Insurance affect it?
Pensions
A SIPP gives you greater control over how your retirement savings are invested.
Pensions
A realistic retirement target depends on lifestyle, health and other income.
Pensions
A defined benefit pension guarantees a retirement income based on salary and service.
Pensions
Drawdown lets you access your pension flexibly while keeping it invested.
Understand credit scores, cards and loans.
Credit
Your credit score affects mortgages, loans and credit cards.
Credit
Credit cards can be useful tools if used correctly.
Credit
Every factor lenders consider, from payment history to credit utilisation.
Understand what you owe — and what you might be owed back.
Tax
Millions of UK taxpayers are owed a refund and don't know it.
Tax
CGT applies when you sell or dispose of certain assets at a profit.
Tax
The PSA lets most UK taxpayers earn savings interest without paying tax.
Tax
Married couples can transfer unused personal allowance and save on tax.
Tax
How much tax you pay depends on which band your income falls into.
Tax
The first portion of your income before tax kicks in.
Tax
National Insurance funds your entitlement to the State Pension and other benefits.
Tax
Who needs to file, key deadlines, and how the process works.
Buying, remortgaging and everything in between.
Mortgages
A statement showing how much a lender may be willing to lend you.
Mortgages
Deposit requirements, government schemes and how to get started.
Mortgages
Buy a share of a home and pay rent on the rest.
Mortgages
Repayment types, interest rates, terms and key concepts explained.
Mortgages
Remortgaging can save you money or release equity from your home.
Introduction to investing in the UK.
Investing
A simple, low-cost way to invest in the UK.
Investing
Invest tax-free and how it differs from a Cash ISA.
Investing
From understanding risk to choosing an account and your first investments.
Investing
Essential terms every beginner should understand before investing.